Payment links

From the sales conversation to payment, in just a few steps.

It manages digital charges for assisted sales, WhatsApp, CRM, service and social media, with multiple means of payment, partitioning, Order Bump, customization and follow-up on the IOPAY portal.

Open your account ↗Speaking to a Specialist

IOPAY payment link shared in a mobile conversation

High conversion checkout ready;

Your first sale in less than two minutes.

Your first link sale
In less than two minutes!

Set up payment methods, installments, offers, appearance and business rules in a single link, ready for distribution across major digital channels.

01 · Means of payment

More ways to complete the collection.

Enable methods compatible with your currency, market and account setting.

Card, Pix and boleto in compatible BRL operations
OXXO for MXN enabled operations
USDC and USDT for USD enabled operations

02 · Parceling and interest

Configurable trading conditions.

It shall define the condition allocated to the negotiation and the rules enabled for its operation.

Up to 12 parcels depending on the account setting
Highlighting the condition of the plotting
Interest rate breakdown from the defined amount

03 · Order Bump

Increase the value of the sale at the checkout itself.

Offer additional products or services before payment is completed, without creating another charge.

Optional offers at checkout
Additional items separated from the initial value
Addition by the buyer himself before payment

04 · Availability

Check when and how often the link can be paid.

It sets out rules for use for proposals, spot charges, campaigns or recurring links.

Date of opening and closing
Limit of payments or unlimited use
Activation and deactivation of the link

05 · Personalization

Take your ID to the payment page.

Customize the experience without developing your own checkout for each charge.

Main colour of the mark
Optional banner
Shared URL and QR Code

06 · Split & operation

From payment to financial transaction.

Connect the collection to the distribution of securities and the transactional monitoring of the company.

% or fixed-value split for eligible accounts
Status and transactions of the link
Receivables and reconciliation connected to the operation

The day

From setup to confirmed payment.

The link connects setup, sharing, checkout and reconciliation in a single stream, reducing the steps between sale and confirmation of the collection.

01Set upDefine items, means of payment, installment, interest, availability and appearance.

02ShareSend the URL or QR Code via WhatsApp, CRM, service, social media or email.

03Customer accessThe buyer enters a dedicated page and views the methods and conditions available.

04Converts moreOnce configured, the customer can add Order Bump offers before completing the payment.

05PaymentThe collection is completed by one of the methods enabled for currency and real-time operation and control.

06Keeping upStatus, transaction, split, receivables and reconciliation remain connected to the IOPAY environment.

Channel

Sell where the conversation is already going.

Payment links allows you to complete billing directly through liaison, service and prospecting channels without requiring a new purchase journey.

Share the charge directly into the conversation and lead the customer to the payment page.

CRM

Inside sales

Include the link in the trade stream to connect qualified opportunities to the payment stage.

The following is the list of the following:

Provide charges during support interactions, customer success or tele-selling.

SOC

Social networks

Target digital campaigns, messages and actions to a structured collection.

EXT

External sales

Allow field teams to share charges without relying on a specific checkout.

MAIL

E-mail

Send the invoice for tenders, services and commercial communications using the same payment page.

Payment within the trade flow.

The payment link allows the collection to be entered into the trade flow itself, preserving the context of the negotiation until payment is confirmed.

Opportunity

Opportunity enters the funnel by campaign, indication, prospecting or attendance.

Commercial context

The product, value, conditions and scope of the sale are defined by the sales team.

Proposal for a Council Directive

The team formalizes the trading conditions and prepares the collection.

Payment link

The link is shared on the channel used during the negotiation.

Confirmed payment

The payment status can feed CRM, service and operational routines.

Configuration

Set up bills without developing a new checkout.

Define the link conditions in accordance with the negotiation and the rules of the operation.

01Itens & Order Bump Add products to the collection and offer optional items within the checkout.

02Enabled means Choose the payment methods available in accordance with the currency and the account.

03Parceling & interest Set maximum instalments, highlight the condition and set interest rate transfers where applicable.

04Availability & use Determine opening, closing, status and maximum amount of payments.

05Appearance Apply the main color and an optional banner to the payment page.

06Split For enabled accounts, distribute values as a percentage or fixed value among recipients.

Experience

A checkout ready to complete and expand the sale.

The customer accesses a page dedicated to the collection, with the identity, methods and conditions set by the company.

01Visual identity Main color, right after operation and banner help maintain brand continuity.

02Order Bump Optional offers may be added by the buyer before payment.

03Card saved When available, the customer can reuse a saved card and pay with fewer steps.

04Installments The options follow the settings set for the charge and may highlight the condition chosen.

05Operational continuity The result is returned to the IOPAY environment for monitoring, automation and reconciliation.

Operations

Keep track of every sale

Each link remains connected to the payment transaction, allowing you to track status, transactions, receivables and settlement in a single environment.

01Status of the charge

Identify active, pending, completed, expired or unavailable receivables.

02Transactions

See payments originated by the link and relate method, value, customer and transaction references.

03Receivables

Connect the payment to the company's financial vision and receipt schedule.

04Reconciliation

Relate the commercial charge to the respective financial and conciliation flows.

Accompanying

Visibility for sales and finance.

Follow the result of each collection with centralized business references and operating status.

Proposal No 2048R$ 2.450,00I 'm paying

Renovation #912R$ 880,00Waiting

This is the first time I've seen this.R$ 4.900,00I 'm paying

Campaign #118R$ 1.290,00expired

The Times

Same payment for different areas.

The centralisation allows different areas to consult the same payment status without dependence on parallel controls.

01Commercial You know if the opportunity turned into a payoff.

02The following is the list of the following: Check the billing status during contact with the customer.

03Finance See the transaction within the receivables and settlement flow.

04Operations He uses the status as a trigger for the lawsuits that come after the sale.

APIs & automation

It manually links or integrates the billing into your systems.

API V2 extends the integration of Payment Links with current billing creation, customization, consultation and management capabilities.

01Full creation It links to items, methods, plot, interest, Order Bump, appearance and rules of use.

02Banner Create links via multipart/form data with optional image to customize checkout.

03Management of the See, update, list and delete links directly from your systems.

04Transactions See the transactions originating in Payment Links and connect the result to your operation.

V2 → Documentation V1 Documentation

Integration

Create a full charge on a single request.

The V2 version allows the main link features to be set up directly by API, keeping the operation connected to the IOPAY ecosystem.

{{BASE_URL}}/v2/payment_linkPOST

// criando um link de pagamento pela API V2
{
  "title": "Pedido #1001",
  "description": "Compra de produtos diversos",
  "status": "enabled",
  "open_at": null,
  "end_at": null,
  "max_payments": 1,
  "max_installment": 3,
  "highlight_installment_condition": true,
  "enabled_payment_methods": {
    "credit": true,
    "pix": true,
    "boleto": true
  },
  "pass_interest_to_customer": true,
  "customer_interest_starts_at_installment": 1,
  "primary_color": "4099b4",
  "items": [
    {
      "name": "Produto principal",
      "amount": 60000
    }
  ],
  "order_bump_items": [
    {
      "name": "Garantia estendida",
      "amount": 15000
    }
  ]
}

The following is a list of the applications:

Payment links for different sales models.

Use payment links in spot charges, assisted sales, services, campaigns and business funnel integrated operations.

Inside sales

Commercial closure.

Share the charge when the opportunity is qualified and the trading conditions are set.

Services

Proposals and projects.

It covers professional services, projects, reservations or contracts without developing a dedicated checkout.

The following is the list of the following:

Assisted charging.

Provide the collection during interactions with service, support or sales staff.

External sales

Team on the field.

Allow sellers to share digital invoices in face-to-face or external transactions.

Campaigns

Online campaigns

Use links in targeted communications, campaigns and journeys with a predefined product or service.

Checkout

Order Bumps

Use the Order Bumps feature of the link to offer optional items at the checkout itself before payment is completed.

Payment links IOPAY

Less distance between the purchase decision and payment.

Open your account ↗Speaking to a Specialist

From the sales conversation to payment, in just a few steps.

Your first link sale In less than two minutes!

More ways to complete the collection.

Configurable trading conditions.

Increase the value of the sale at the checkout itself.

Check when and how often the link can be paid.

Take your ID to the payment page.

From payment to financial transaction.

From setup to confirmed payment.

Sell where the conversation is already going.

WhatsApp

Inside sales

The following is the list of the following:

Social networks

External sales

E-mail

Payment within the trade flow.

Set up bills without developing a new checkout.

A checkout ready to complete and expand the sale.

Keep track of every sale

Visibility for sales and finance.

Same payment for different areas.

It manually links or integrates the billing into your systems.

Create a full charge on a single request.

Payment links for different sales models.

Commercial closure.

Proposals and projects.

Assisted charging.

Team on the field.

Online campaigns

Order Bumps

Less distance between the purchase decision and payment.

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Your first link sale
In less than two minutes!