Compare D30 STANDARD, D30 PRO, and D2 PRO plans, understand the difference between natural receipt and advance, and view platform costs on a single page.
In addition to processing fees, various operational and technical resources are available without additional platform charges. This simplifies the total cost of the operation and reduces barriers to integration, testing and scale.
The above figures represent platform rates for the resources indicated. Financial processing fees, Pix received, boleto paid, card, advance, anti-fraud and optional services remain subject to the contracted plan and applicable business conditions.
The online capture plans include Mastercard, Visa, Elo, Hipercard, Hiper, American Express, Aura, Banescard, Diners Club, Discover and JCB. The operation also covers: Pix and boleto
Mastercard
Visa
Elo
American Express
Hipercard
Banescard
JCB
Aura
Cabal
Pix
Bank Boleto
The following table shows the following:Open the full table without leaving the page and compare D30 STANDARD, D30 PRO and D2 PRO by flag and parcel number.
The cost of the card is directly linked to how the company wishes to receive it. D30 STANDARD preserves the natural flow of parcels; D30 PRO concentrates the parcels in D+30; and D2 PRO anticipates operation to D+2.
Credit in D+30 per share. The first instalment is settled in about 30 days, the second in 60, the third in 90 and so on.
Ideal for operations that prioritize cost efficiency and do not need to immediately turn the entire plot into a box.
The consumer continues to pay his parcels normally, while IOPAY concentrates the settlement of the parcel in a single D+30 window.
For companies that can wait 30 days, but want predictability and early access to total sales revenue.
The anticipation of future installments turns the installed sales into available capital within two days after the contracted fees are applied.
Structure suitable for operations that need to accelerate replenishment of inventory, suppliers, marketing or working capital.
Consolidated reading of the main costs of the plans.
| Items | Rule of thumb | Condition |
|---|---|---|
| Pix received | settlement D+1 | 1,19% |
| Issue of QR Code / copy and paste | Pix | R$ 0,00 |
| Paid Boleto | settlement D+1 | R$ 3,50 |
| Issuance and registration of boleto | No charge for issue | R$ 0,00 |
| Fraud prevention | Where applicable to the plan/operation | R$ 0,70 |
| The following table shows the following: | Platform | R$ 0,00 |
| Setup | The following is a list of the types of equipment used: | R$ 0,00 |
| Withdrawal to bank account | Operational | R$ 0,00 |
| The following is the list of the transfers: | Operational | R$ 0,00 |
| Card tokenization | Technical use | R$ 0,00 |
| Recurrence | Functionality | R$ 0,00 |
| Payment Split | No additional platform fee | R$ 0,00 |
For in-person payments, the time limit for receipt may also be adjusted according to the financial profile of the operation.
Debt in 1 working day, credit in sight in approximately 30 days and subsequent installments in each 30-day cycle.
For operations that prioritize cash flow, with advance applied to face-to-face sales and modality differentiated conditions.
For larger-scale operations, our trading team can structure specific conditions according to volume, composition of means of payment and financial dynamics of the business. After the contracting, the CET defined in the table becomes the effective reference for eligible transactions, providing predictability to the operation.
The settlement period, the upfront, the fixed costs, the resources included and the financial predictability need to be analysed together.
In D30 STANDARD, each parcel follows the natural flow of the card: approximately D+30, D+60, D+90 and so on. In D30 PRO, future installments are anticipated and the total net sales value is concentrated in D+30.
The total net sales value, including when divided, is available in D+2. To activate the plan, the operation shall start production in D30 STANDARD or D30 PRO; the migration request for D2 PRO may be made between the 15th and 60th day of operation.
In the structure of this page, monthly and setup are presented to R$ 0,00. The financial recovery takes place in accordance with the processed means and services actually contracted.
Tokenization is presented without additional platform fee. The processing fees for transactions with the tokenized card remain applicable.
The use of the recurrence functionality is presented to the platform rate R$ 0,00. Each charge processed follows the fees of the means of payment and the contracted plan.
The issue of QR Code and code Pix copy and paste is submitted to R$ 0,00. When payment is received, the plan's Pix rate, currently indicated in 1,19% in the base documents, applies.
The issuance and registration are free. The R$ 3,50 tariff only applies to boletos actually paid in the base documents.
The documents for the three plans inform free setup, transfers and withdrawals. The page presents these items as R$ 0,00 platform rate.
Open your account or talk to our team to evaluate the composition of Pix, card, boleto and best-suited anticipation of your operation.
This Privacy Policy explains in a transparent manner how IOPAY processes personal data related to access to and use of its websites, platforms, products, services, service channels, registration processes and other interactions with users, customers, representatives, partners and visitors
IOPAY S/A Payout Institution, registered with CNPJ No 19.786.646/0001-74, with its registered office at Av. Nove de Julho, 4877, 2o andar B, Jardins, São Paulo/SP, offers infrastructure, technology and solutions for payment transactions.
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