Sell through any channel.

A Unified Payments Platform

For businesses that need performance, automation, control and robust infrastructure to process payments at scale.

Sell and collect payments easily through any channel. Connect leading e-commerce platforms, create payment links and build custom payment flows with IOPAY APIs and the Unified Payments platform.


Open your account ↗ Speaking to a Specialist



Dashboard of IOPAY Account
8,5M+ consumers and undertakings covered
20 thousand+ connected businesses
50+ Integrations and components
PCI DSS integrated compliance with the operation

It's an infrastructure.

Multiple forms of
operation and connection
pagamentos.

01 Sell online

Checkouts and payment methods

Pix, card and boleto in payment days that preserve the brand experience and reduce interruptions at the most sensitive point of sale.

Pix Cards Boleto Transparent checkout
Checkout & Payments

A single basis for accepting different online payment methods.

E-commerce plugins

Faster implantation without sacrificing continuity of the journey.

Links

Digital charges ready for different trading channels.

APIs & Webhooks

Tailor-made integrations for operations requiring more control.

White-label & Platform

Infrastructure prepared for financial products and own ecosystems.

Receivables & Reconciliation

More clarity between transaction, payment split and financial availability

Safety & operation

Technical and operational controls to grow with more governance.

Solutions for Different Business Models


All the power of Unified Payment Processing in its operation

Power up your sales, billing, e-commerce receiving operations and manage everything with millimeter accuracy, in an organized, complete, real-time manner Control your team's spending and expenditures and set budgets for each project and initiative

01 · Sell online

Digital payment experiences integrated with the Internet.

Make payments available on your channel with custom built plugins, links, buttons or integrations.

01

Checkout plugins for e-commerce

Provide Pix, card and boleto directly at the checkout of major e-commerce platforms, preserving your brand experience and identity.

→ 02

Payment links

It manages digital billing for WhatsApp, social networks, sales teams, service providers and other channels that do not have their own checkout.

→ 03

Payment buttons

Incorporate payment buttons on websites, landing pages and campaigns to lead the customer directly to the billing stage.

→ 04

Customized integrations by APIs

REST APIs, webhooks, credentials, tokenization and SDKs to incorporate payments directly into your product architecture.

→
02 · In person

In-person payments connected to the digital transaction.

Accept payments at the point of sale with built-in payment terminals and soon, directly via smartphone.

05

Other, of a kind used for the manufacture of goods of heading 8106

Accept cards at the point of sale and track transactions and receivables together with the digital channels of your operation.

→ 06

Turn your cell phone into a little machine New · soon

Accept payment by approximation directly on compatible smartphones without the need for a dedicated terminal.

→
03 · Management of expenditure & benefits

More control over corporate spending.

Centralize carrier-based spending management, define usage policies and apply controls directly to corporate cards.

07

Corporate Expenditure Management

Check expenses, issue corporate cards and set limits and usage policies in one place

→
04 · Platforms and ecosystems

Infrastructure for platforms and ecosystems.

Resources for multi-stakeholder marketplaces, platforms, networks and operations that require governance and scale.

08

Payment Split

Automatically distribute the values of a transaction between sellers, partners or other recipients according to the rules of its operation.

→ 09

Startups & Marketplaces

Centre sellers, payments, Payment Split and reconciliation in an operational layer developed for platforms and marketplaces

→ 10

White-label

Offer payments under its own brand while IOPAY puts its know-how, technology and payment infrastructure behind the scenes APIs, components, acquirers and partner institutions work together in an integrated way so that your company focuses energy on the business itself while we sustain the operational, technological and financial complexity of the operation

→ 11

International expansion

Take your business to new markets with technology, integration and infrastructure ready to scale globally Set up a conversation with one of our experts

→


Talk about a custom solution→




 

More Payment Options More conversion!

MastercardMastercard
VisaVisa
EloElo
American ExpressAmerican Express
HipercardHipercard
BanescardBanescard
JCBJCB
AuraAura
CabalCabal
PixPix
Bank BoletoBank Boleto
Tether USDTThe following table shows the following:
Check the rates by modality, charges and conditions for sub-location and advance.

Customized integrations for APIs and Web Services

From Devs to Devs

For operations requiring a higher level of customization, IOPAY makes available APIs, webhooks, credentials and platform features to integrate payments directly into its streams and systems Capture, pre-authorize, refund, cancel, manage and follow all the way from the purchase intent to the bank receipt

» Payments and charges
Pix, cards, boleto, links and transactional inquiries by API.
» Events and operation
Webhooks, re-delivery, status monitoring and visibility through the portal.
» Platforms
Tokenization, split, sellers and custom journeys for digital marketplaces and products.



Developer Central — Core API
sandbox 
# One Click Buy
curl https://api.iopay.com.br/v1/transaction/new/:CustomerID \
  -H "Authorization: Bearer $IOPAY_BEARER_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "id_card": "23082eb67cd54e7eb4c9cf8c760bd12f",
    "payment_type": "credit",
    "amount": 149.90,
    "currency": "BRL",
    "description": "Pedido #102938",
    "capture": true,
    "installment_plan": {
      "number_installments": 1,
      "mode": "interest_free"
    },
    "reference_id": "102938"
  }'
E-commerce

Native checkout and integrated into the main
e-commerce platforms and virtual stores

Connect IOPAY to the e-commerce environment your company already uses and preserve your brand's purchasing flow. For specific projects, the same infrastructure is available for API and plugins functionalities can be extended whenever necessary.

Go-live optimized with checkouts and payment screens optimized and ready for maximum conversion

Know the APIs for custom integration →
Security

Security Like soul Infrastructure and
how core critical to operations

Technical controls, tokenization, anti-fraud and traceability incorporated into payment flows and operations in any processing or sales channel by Iopay.

With our high availability private cloud and resilient messaging layers, HSM and Vaults exceeds the PCI-DSS standards orchestrated and distributed across 3 continents and monitored 24/7 under the strictest standards

01 PCI DSS 4.0.1

Technical and operational controls applied to the protection of the payment environment by scanning, auditing, certification and specialised SOC.

02 Tokens and OneClick Buy

Reduce exposure to sensitive data over transactional flows in full compliance with PCI-DSS v4.0.1. Buy with one click easily for your consumer

03 More Assertive Anti-Fraud

Pre- and post-transactional anti-fraud calls with neural networks trained for each business model/mcc More approval and more assertiveness for your CNAE

04 Observability

Statuses, webhooks and events available in real time for tracking and integration with ERPs, CRMs, SAP, SaaS, Ecommerce, n8n, Corporate Systems and In-house Platforms.



>
Content

A little bit more about Payments, products and operations.

Blog IOPAY

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Analysis of payments, technology, risk, product and operation.




A scalable infrastructure to accept, integrate and operate payments securely and robustly.

Open your account ↗ Speaking to a Specialist