Accept cards at the point of sale and track in-person sales along with their digital, receivable, forwarding and reconciliation channels in the IOPAY ecosystem.
IOPAY combines two offers for in-person payments: IO PRO for the main point of sale and IO Pocket for operations requiring mobility, both integrated into the same operating environment.
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IO PRO · point of saleFor face-to-face operations with recurring flow, cash-on-call service and need for robust experience at the point of sale.
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Pocket · mobilityA more compact option for outside teams, events, delivery, on-the-go service and operations that need to take the point of sale to the customer.
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The point of sale need not exist as an isolated operation. IOPAY's proposal is to connect physical payments to the same environment in which your company tracks online sales, receivables, withdrawals and performance.
In-person sales enter the same operating ecosystem as IOPAY. Payments, receivables, settlement, withdrawals, transfers and financial management can be monitored in a centralised view — without turning the physical channel into an isolated operation.
Learn in detail how the platform connects sales channels, transactions, receivables, sellers, integrations and financial management.
Get to know the platformPix and the main flags are part of the face-to-face experience. The final availability may vary according to the applicable equipment, arrangement and business conditions.
The conditions for fees and deadlines depend on the plan, flag, modality and profile of the operation. Please refer to the fees page or the sales team for the applicable condition.
The in-person experience is part of the same operating architecture as IOPAY. The company is adding a new sales channel without giving up on conciliation, financial vision and centralized governance.
Pix and main flags at the point of sale, with commercial conditions aligned with the profile of the operation.
In-person and online sales accompanied in the same ecosystem, with a unique vision for the team.
Receivables, reconciliation, split, withdrawals and transfers connected to the same management flow.
The IOPAY payment terminals are aimed at merchants who already use the platform's online payment features, connecting new channels to the same account and back office.
Talk to our team to understand which configuration makes the most sense for your operation and how to integrate the face-to-face with your digital channels.
This Privacy Policy explains in a transparent manner how IOPAY processes personal data related to access to and use of its websites, platforms, products, services, service channels, registration processes and other interactions with users, customers, representatives, partners and visitors
IOPAY S/A Payout Institution, registered with CNPJ No 19.786.646/0001-74, with its registered office at Av. Nove de Julho, 4877, 2o andar B, Jardins, São Paulo/SP, offers infrastructure, technology and solutions for payment transactions.
In accordance with the relationship with IOPAY, we may process registry and identification data, contact data, professional and business information, data necessary for registration and verification processes, technical and security records, IP address, device identifiers, navigation information, access records and data related to interactions with our products and channels.
Where necessary for the provision of services, compliance with legal or regulatory obligations, fraud prevention and security of operations, other categories of data may be processed in accordance with the applicable purpose and legislation.
The processing may take place on the basis of the legal bases provided for in Law No 13.709/2018, including, as the case may be, performance of a contract or preliminary proceedings, compliance with a legal or regulatory obligation, regular exercise of rights, legitimate interest, fraud prevention and security of the holder, credit protection and consent.
Data may be shared, where necessary, with providers of technology, infrastructure, security, fraud prevention, storage, service, analytics, financial institutions, banks, acquirers, accreditors, payment institutions, arrangements and other participants or providers involved in the provision of contracted solutions.
Share-up may also take place where necessary for compliance with a legal, regulatory or determination of competent authority, or for the regular exercise of rights.
Data shall be kept for the period necessary to fulfil the purposes for which it was collected, subject to applicable legal and regulatory deadlines, audit needs, fraud prevention, security, rights defence and other legally permitted scenarios.
IOPAY shall take technical, administrative and organisational measures to protect personal data and the environment under its responsibility, taking into account the nature of the information, the risks involved and the characteristics of the operations carried out.
The website uses cookies and similar technologies for essential functionality and, according to user preferences, for analysis, performance and marketing Preferences can be changed at any time through the option Cookie preferences available at the website footer
Under applicable law, the holder may request, among other rights applicable to the case, confirmation of the existence of processing, access, correction, information about sharing, anonymization, blocking or deletion where possible, portability under the regulations, opposition where applicable and revocation of consent.
Requests related to privacy and data protection can be sent through IOPAY's official channels:
This Policy may be updated to reflect legal, regulatory, technological, operational or related changes to IOPAY products and services. The current version will be made available on the company's official channels
This Cookie Policy explains how IOPAY uses cookies and similar technologies on its websites and digital pages, what categories can be used and how the user can manage their preferences
Cookies are small files or records used by websites and applications to store or consult certain information on a user's device They can enable essential functionalities, strengthen security mechanisms, remember preferences and assist in performance measurement and campaigns
On the first visit, the user can accept all optional cookies, use only the necessary ones or set individual preferences
Optional cookies classified as analytics/performance or marketing should not be activated by IOPAY before the corresponding manifestation of the user, where processing depends on consent.
User can review their choices at any time using the link Cookie preferences available in the footer The amendment may have effect for future uses of the technologies covered by the new preference
Some functionalities or tools integrated into the website may be provided by third parties. Where such technologies depend on consent, their activation should respect user-registered preferences.
Cookie selection may be recorded on the device so that the website can recognize the decision on subsequent visits IOPAY may request a new choice when there is a relevant change to this policy, the categories used or the consent mechanism.
For information on the processing of personal data related to the use of cookies, see also the Privacy Policy and the LGPD & Holder's Rights section
IOPAY recognises the importance of protecting personal data and establishes this section to present principles, commitments and channels related to the General Data Protection Act — Law No 13.709/2018 (LGPD).
IOPAY seeks to process personal data in a manner consistent with the purposes for which it was notified, while respecting the principles and requirements of the GDPR, including transparency, necessity, adequacy, security, prevention and accountability.
Depending on the product, service and relationship established, IOPAY may act as a controller of certain treatments or as a personal data controller on behalf of its customers and partners. The applicable responsibilities and instructions may vary according to the operation and the corresponding contractual instruments.
Subject to the conditions laid down in the GDPR, the holder may request:
The holder may submit his application through IOPAY's official channels. To protect the holder and prevent fraud, additional information may be requested for confirmation of identity before the application is completed.
Some requests may not result in the immediate deletion or modification of certain data where their retention is required or authorised by law, including for compliance with legal or regulatory obligations, regular exercise of rights, fraud prevention, security, audit or other statutory circumstances.
IOPAY adopts technical and organisational controls aimed at the protection of personal data, access management, traceability, application security, incident monitoring and prevention, respecting the characteristics and risks of each environment and process.
Any incidents involving personal data shall be handled in accordance with internal procedures and, where applicable, in compliance with the assessment, registration and reporting obligations laid down in the relevant legislation and regulations.
This section may be updated periodically to reflect legal, regulatory, operational or technological changes.