IOPAY→Payment links
Payment links

From sales contact to payment, in a few steps.

Generate digital charges for assisted sales, WhatsApp, CRM, support and social media, with multiple payment methods, installments, Order Bump, customization and tracking in the IOPAY portal.

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High-conversion checkout ready;

Your first sale in under 2 minutes

Your first sale by link
in under 2 minutes!

Set up payment methods, installments, offers, appearance and commercial rules in a single link, ready to distribute across the main digital channels.

01 · Payment methods

More ways to complete the charge.

Enable the methods compatible with the currency, the market and your account's setup.

  • Card, Pix and boleto on compatible BRL operations
  • OXXO for enabled MXN operations
  • USDC and USDT for enabled USD operations
02 · Installments & interest

Configurable commercial conditions.

Define the installment condition according to the negotiation and the rules enabled for your operation.

  • Up to 12 installments depending on the account setup
  • Highlight of the installment condition
  • Interest pass-through from the defined installment onward
03 · Order Bump

Increase the sale value in the checkout itself.

Offer additional products or services before payment is completed, without creating another charge.

  • Optional offers in the checkout
  • Additional items separate from the initial amount
  • Added by the buyer before paying
04 · Availability

Control when and how many times the link can be paid.

Define usage rules for proposals, one-off charges, campaigns or recurring links.

  • Opening and closing date
  • Payment limit or unlimited use
  • Link activation and deactivation
05 · Customization

Bring your identity to the payment page.

Customize the experience without building a dedicated checkout for each charge.

  • Brand primary color
  • Optional banner
  • Shareable URL and QR Code
06 · Split & operations

From payment to financial operations.

Connect the charge to the distribution of amounts and to the company's transaction tracking.

  • Percentage or fixed-amount split for enabled accounts
  • Link status and transactions
  • Receivables and reconciliation connected to the operation
Channels

Sell where the conversation already happens.

Payment links let you complete charges directly in relationship, support and prospecting channels, without requiring a new purchase journey.

WA

WhatsApp

Share the charge directly in the conversation and guide the customer to the payment page.

CRM

Inside sales

Include the link in the sales flow to connect qualified opportunities to the payment step.

CS

Support

Offer charges during support, customer success or telesales interactions.

SOC

Social media

Direct campaigns, messages and digital actions to a structured charge.

EXT

Field sales

Let field teams share charges without depending on a specific checkout.

MAIL

E-mail

Send the charge in proposals, support and commercial communications using the same payment page.

Payment inside the sales flow.

The payment link lets you insert the charge into the sales flow itself, preserving the negotiation context until the payment is confirmed.

01 · LeadOpportunity

The opportunity enters the funnel through a campaign, referral, prospecting or support.

02 · QualificationCommercial context

Product, amount, conditions and scope of the sale are defined by the sales team.

03 · NegotiationProposal

The team formalizes the commercial conditions and prepares the charge.

04 · IOPAYPayment link

The link is shared on the channel used during the negotiation.

05 · OperationsPayment confirmed

The payment status can feed CRM, support and operational routines.

Setup

Set up charges without developing a new checkout.

Define the link conditions according to the negotiation and the operation's rules.

01Items & Order Bump Add products to the charge and offer optional items inside the checkout.
02Enabled methods Choose the available payment methods according to the currency and the account.
03Installments & interest Set the maximum number of installments, highlight the condition and define interest pass-through when applicable.
04Availability & usage Determine opening, closing, status and the maximum number of payments.
05Appearance Apply the primary color and an optional banner to the payment page.
06Split For enabled accounts, distribute amounts by percentage or fixed value among recipients.
Operation

Track every sale

Each link stays connected to the payments operation, letting you track status, transactions, receivables and reconciliation in a single environment.

01Charge status

Identify active, awaiting payment, completed, expired or unavailable charges.

02Transactions

Check payments originated by the link and relate method, amount, customer and operation references.

03Receivables

Connect the payment to the financial view and the company's receivables schedule.

04Reconciliation

Relate the commercial charge to the corresponding financial and reconciliation flow.

Tracking

Visibility for sales and finance.

Track the result of each charge with commercial references and operational statuses centralized.

Proposal #2048R$ 2,450.00paid
Renewal #912R$ 880.00pending
Service #731R$ 4,900.00paid
Campaign #118R$ 1,290.00expired
Teams

The same payment for different areas.

Centralization lets different areas check the same payment status without depending on parallel controls.

01Sales Knows whether the opportunity became a payment.
02Support Checks the charge status during contact with the customer.
03Finance Sees the transaction within the receivables and reconciliation flow.
04Operations Uses the status as a trigger for the processes that come after the sale.
APIs & automation

Issue links manually or integrate the charge into your systems.

API V2 extends the Payment Links integration with current features for creating, customizing, querying and managing the charge.

01Full creation Generate links with items, methods, installments, interest, Order Bump, appearance and usage rules.
02Banner Create links via multipart/form-data with an optional image to customize the checkout.
03Management Query, update, list and delete links directly from your systems.
04Transactions Query the transactions originated by Payment Links and connect the result to your operation.
V2 Documentation →V1 Documentation



Integration

Create a complete charge in a single request.

Version V2 lets you configure the main link features directly through the API, keeping the operation connected to the IOPAY ecosystem.

{{BASE_URL}}/v2/payment_linkPOST
// criando um link de pagamento pela API V2
{
  "title": "Order #1001",
  "description": "Compra de produtos diversos",
  "status": "enabled",
  "open_at": null,
  "end_at": null,
  "max_payments": 1,
  "max_installment": 3,
  "highlight_installment_condition": true,
  "enabled_payment_methods": {
    "credit": true,
    "pix": true,
    "boleto": true
  },
  "pass_interest_to_customer": true,
  "customer_interest_starts_at_installment": 1,
  "primary_color": "4099b4",
  "items": [
    {
      "name": "Produto principal",
      "amount": 60000
    }
  ],
  "order_bump_items": [
    {
      "name": "Garantia estendida",
      "amount": 15000
    }
  ]
}

















Applications

Payment links for different sales models.

Use payment links for one-off charges, assisted sales, services, campaigns and operations integrated into the sales funnel.

Inside sales

Closing the deal.

Share the charge when the opportunity is qualified and the commercial conditions are defined.

Services

Proposals and projects.

Charge for professional services, projects, bookings or contracts without developing a dedicated checkout.

Support

Assisted charges.

Offer the charge during interactions with support or the sales team.

Field sales

Field team.

Let sellers share digital charges in in-person or external operations.

Campaigns

Online Campaigns

Use links in targeted communications, campaigns and journeys with a predefined product or service.

Checkout

Order Bumps

Use the link's Order Bumps feature to offer optional items in the checkout itself before payment is completed.

IOPAY payment links

Less distance between the purchase decision and the payment.

Open your account to create digital charges or talk to our team about integrations, automations and larger-scale commercial models.

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