Accept cards at the point of sale and track in-person sales together with your digital channels, receivables, transfers and reconciliation in the IOPAY ecosystem.
IOPAY combines two offerings for in-person payments: IO PRO for the main point of sale and IO Pocket for operations that need mobility, both integrated into the same operating environment.
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IO PRO · point of saleFor in-person operations with recurring flow, checkout-counter service and the need for a robust experience at the point of sale.
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IO Pocket · mobilityA more compact option for field teams, events, delivery, mobile service and operations that need to take the point of sale to the customer.
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The point of sale doesn't need to exist as an isolated operation. IOPAY's approach is to connect physical payments to the same environment where your company tracks online sales, receivables, withdrawals and performance.
In-person sales enter the same IOPAY operating ecosystem. Payments, receivables, reconciliation, withdrawals, transfers and financial management can be tracked in a centralized view, without turning the physical channel into an isolated operation.
Learn in detail how the platform connects sales channels, transactions, receivables, sellers, integrations and financial management.
Discover the Platform →Pix and the main card brands are part of the in-person experience. Final availability may vary depending on equipment, scheme and applicable commercial conditions.
Rate and term conditions depend on the plan, card brand, payment type and operation profile. Check the rates page or the sales team for the applicable condition.
The in-person experience is part of the same IOPAY operating architecture. The company adds a new sales channel without giving up reconciliation, financial visibility and centralized governance.
Pix and the main card brands at the point of sale, with commercial conditions aligned with the operation's profile.
In-person and online sales tracked in the same ecosystem, with a single view for the team.
Receivables, reconciliation, split, withdrawals and transfers connected to the same management flow.
IOPAY card terminals are aimed at merchants who already use the platform's online payment features, connecting new channels to the same account and back office.
Talk to our team to understand which setup makes the most sense for your operation and how to integrate in-person sales with your digital channels.
This Privacy Policy explains, transparently, how IOPAY processes personal data related to the access and use of its websites, platforms, products, services, support channels, registration processes and other interactions with users, customers, representatives, partners and visitors.
IOPAY S/A INSTITUIÇÃO DE PAGAMENTO, registered under CNPJ No. 19.786.646/0001-74, headquartered at Av. Nove de Julho, 4877, 2nd Floor B, Jardins, São Paulo/SP, offers infrastructure, technology and solutions for payment operations.
Depending on the relationship maintained with IOPAY, we may process registration and identification data, contact data, professional and business information, data required for registration and verification processes, technical and security records, IP address, device identifiers, browsing information, access logs and data related to interactions carried out with our products and channels.
When necessary for the provision of services, compliance with legal or regulatory obligations, fraud prevention and operational security, other categories of data may be processed according to the applicable purpose and legislation.
Processing may be based on the legal bases set out in Law No. 13.709/2018, including, as applicable, performance of a contract or preliminary procedures, compliance with a legal or regulatory obligation, regular exercise of rights, legitimate interest, fraud prevention and protection of the data subject's security, credit protection and consent.
Data may be shared, when necessary, with providers of technology, infrastructure, security, fraud prevention, storage, customer support, analytics, financial institutions, banks, acquirers, merchant accreditors, payment institutions, payment schemes and other participants or providers involved in delivering the contracted solutions.
Sharing may also occur when necessary to comply with a legal or regulatory obligation or an order from a competent authority, or for the regular exercise of rights.
Data is kept for the period necessary to fulfill the purposes for which it was collected, observing the applicable legal and regulatory deadlines, audit needs, fraud prevention, security, defense of rights and other cases authorized by law.
IOPAY adopts technical, administrative and organizational measures designed to protect personal data and the environments under its responsibility, considering the nature of the information, the risks involved and the characteristics of the operations carried out.
The site uses cookies and similar technologies for essential functionality and, according to user preferences, for analytics, performance and marketing. Preferences can be changed at any time through the Cookie Preferences option available in the site footer.
Under applicable law, the data subject may request, among other rights applicable to the case, confirmation of the existence of processing, access, correction, information about sharing, anonymization, blocking or deletion where applicable, portability under the regulations, objection where applicable and withdrawal of consent.
Requests related to privacy and data protection may be sent through IOPAY's official channels:
This Policy may be updated to reflect legal, regulatory, technological or operational changes, or changes related to IOPAY products and services. The current version will be made available through the company's official channels.
This Cookie Policy explains how IOPAY uses cookies and similar technologies on its websites and digital pages, which categories may be used and how users can manage their preferences.
Cookies are small files or records used by websites and applications to store or retrieve certain information on the user's device. They can enable essential functionality, strengthen security mechanisms, remember preferences and help measure performance and campaigns.
On the first visit, users may accept all optional cookies, use only the necessary ones or configure their preferences individually.
Optional cookies classified as analytics/performance or marketing must not be activated by IOPAY before the corresponding user action, where the processing depends on consent.
Users can review their choices at any time using the Cookie Preferences link available in the footer. The change may take effect for future uses of the technologies covered by the new preference.
Certain features or tools integrated into the site may be provided by third parties. Where such technologies depend on consent, their activation must respect the preferences recorded by the user.
The cookie choice may be recorded on the device so that the site recognizes the decision on later visits. IOPAY may request a new choice when there is a relevant change to this policy, the categories used or the consent mechanism.
For information on the processing of personal data related to the use of cookies, please also see the Privacy Policy and the LGPD & Data Subject Rights section.
IOPAY recognizes the importance of protecting personal data and establishes this section to present principles, commitments and channels related to the Brazilian General Data Protection Law (Law No. 13.709/2018, “LGPD”).
IOPAY seeks to process personal data in a manner consistent with the stated purposes, observing the applicable LGPD principles and requirements, including transparency, necessity, adequacy, security, prevention and accountability.
Depending on the product, service and relationship established, IOPAY may act as controller of certain processing activities or as a processor of personal data on behalf of its customers and partners. The applicable responsibilities and instructions may vary according to the operation and the corresponding contractual instruments.
Subject to the conditions set out in the LGPD, the data subject may request:
The data subject may submit a request through IOPAY's official channels. To protect the data subject and prevent fraud, additional information may be requested to confirm identity before the request is fulfilled.
Some requests may not result in the immediate deletion or alteration of certain data when its retention is necessary or authorized by law, including for compliance with a legal or regulatory obligation, regular exercise of rights, fraud prevention, security, audit or other cases provided by law.
IOPAY adopts technical and organizational controls aimed at protecting personal data, access management, traceability, application security, monitoring and incident prevention, taking into account the characteristics and risks of each environment and process.
Any incidents involving personal data are handled according to internal procedures and, where applicable, in compliance with the assessment, recording and notification obligations set out in the law and in the relevant regulations.
This section may be updated periodically to reflect legal, regulatory, operational or technological changes.